Direct Sales Officer

Direct Sales Officer

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The Role; Direct Sales - Relationship Officers/ Sales Officers for credit card and personal loans

- Identify potential customers through databases, cold calling, follow up leads and telephone/personal contacts etc. (Ready to do sales from the open market and business from a new customer without data base shared from the company side)
- To sell Credit Cards to the specified target customers/segments and meet monthly sales targets.
- To contact potential customers and convince them about the bankxe2x80x99s product offerings. Major accountability for a Direct Sales Officer is to ensure that business is solicited as per the UAE guidelines/process.






- To ensure that prospects are clearly communicated about the bank charges/terms and conditions. To ensure xe2x80x9cKnow Your Customerxe2x80x9d requirements as prescribed by the bank are duly adhered to.
- All the legal and compliance guidelines provided by the bank are adhered to. Data confidentiality and secrecy norms of the bank are adhered to.
- To ensure that code of the conduct as per the bank bankxe2x80x99s policy are adhered to.
- To ensure that all the documents provided by the customer for completion the card applications are duly checked and forwarded to the relevant Sales Manager.
- To ensure to do the documents original sighting as laid out in the original sighting guidelines of the KYC policy of the bank.
- Ensure full awareness of all policies and procedures issued in relation UAE principles. Ensure full awareness of all policies related to operational risk and mis-selling, etc. & comply by the same.
- Maintain complete and detailed knowledge of all assigned products.
- Maximize sales referral opportunities by working with customer service colleagues.






- Is responsible for delivering service to customers that is synonymous with the consumer brand experience being promoted by the organization. Requirements
- Minimum of 1 yearxe2x80x99s sales experience in the banking / financial services industry, specifically related to personal loans/ Credit Card Selling. (UAE/native country)
- Demonstrable track record of working within a highly target driven environment with the ability to plan / manage their own work schedule.
- Non-banking sales will be considered (tele caller who worked for an insurance company )
- Good selling, negotiation and convincing skills
- Good command on English language
- Good command of Arabic language is an advantage
- Ready to go out in the open market and do sales on a field visit






- Prior working experience in UAE as sales also will be added advantage
- Knowledge and understanding of general banking procedures
- Proven ability to build / sustain relationships with customers
- must be target & self-driven
- must hold performance/incentive proofJob Type: Full-time

Salary: AED3,000.00 - AED5,000.00 per month Experience:
- Banking (native country experience counted): 1 year (Required)

Ability to Commute:
- Dubai (Required)

Job Type: Full-time Salary: AED3,000.00 - AED4,500.00 per month Experience:
- Sales: 1 year (Preferred)